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Etsy Fee Calculator

Enter your item price and buyer-paid shipping and this calculator itemizes every fee Etsy charges — the 6.5% transaction fee, payment processing (3% + $0.25 for US sellers, 4% + £0.20 for UK), the $0.20 listing fee, the UK regulatory operating fee, and the Offsite Ads fee when an order comes from one — then shows your net payout and effective fee rate. Rates were verified against Etsy's official fee policy in August 2026, and the arithmetic runs in your browser.

Built by Saad & Anas · updated

Net payout
$50.23
Total Etsy fees
$5.77
Effective fee rate
10.3%
Fee breakdown · rates verified 2026-08-15
Transaction fee (6.5% of item + shipping)$3.64
Payment processing (3% + $0.25)$1.93
Listing fee$0.20

How Etsy's fees stack

Etsy charges on the whole order, not just the item. The 6.5% transaction fee applies to item price plus shipping plus gift wrap; payment processing applies to the same total (including any sales tax collected) at 3% + $0.25 for US sellers and 4% + £0.20 for UK sellers; and each listing costs $0.20 for a four-month term, auto-renewing, charged in US dollars whatever your market. UK sellers pay one fee Americans do not: a regulatory operating fee of 0.48% of item plus shipping — one of a country-specific table Etsy has repriced more than once in the last eighteen months.

The stack matters because sellers habitually price against the headline 6.5% and are then surprised by an effective rate half again higher. On a $50 item with $6 shipping, the transaction fee is $3.64, processing adds $1.93, the listing fee $0.20 — $5.77 in all, a 10.3% effective rate on a sale with no advertising involved at all.

The practical use of an itemized breakdown is pricing backwards. Decide the net you need per sale — materials, labour, and margin — then nudge the item price until the net-payout card lands there, rather than pricing first and discovering the payout after. Because two of the fees are percentages of the whole order and two are fixed, small orders carry proportionally heavier fees: the same fee stack that takes 10.3% of a $56 order takes over 14% of a $15 one. If you sell low-priced items, the fixed $0.45-worth of per-order charges is the number doing the damage, and bundling — one $30 order instead of three $10 ones — is the lever that moves it.

Offsite Ads: the fee you can't always refuse

When a sale comes from an ad Etsy placed on Google, Facebook or elsewhere, an Offsite Ads fee applies on top of everything above: 15% of item plus shipping as standard, dropping to 12% permanently once your shop passes $10,000 of sales in any trailing 365 days — and at that threshold, participation stops being optional. The fee is capped at $100 per order.

It transforms the economics of an ad-attributed sale. The same $50-plus-$6 order that nets $50.23 organically nets $41.83 through a standard-rate Offsite Ad — an effective fee rate of 25.3%. That is not an argument against the program: an ad-attributed sale is one you might not have made. It is an argument for pricing so that a quarter-fee order is still profitable, and the calculator's checkbox exists so you can see both numbers side by side before setting the price rather than after the fee arrives.

Worked example: £50 sale from a UK shop

A UK seller lists at £50 with £6 postage. The transaction fee is 6.5% of £56: £3.64. UK payment processing runs 4% + £0.20: £2.44. The regulatory operating fee adds 0.48% of £56: £0.27. The listing fee is charged as US$0.20 and converted at the market rate — roughly £0.16, which is why the calculator marks it approximate. Total: about £6.51, an 11.6% effective rate, for a net payout near £49.49.

Compare the same numbers for a US seller — $5.77 in fees on the equivalent sale, 10.3% — and the difference is the UK's higher processing rate plus the regulatory fee. Currency adds one more edge: if your listing currency differs from your payout currency, Etsy converts at a 2.5% spread, a fee this calculator leaves out deliberately because same-currency selling avoids it entirely. Price in your payout currency where you can.

Edge cases and limits

Sales tax is handled differently by market and the calculator follows the policy: for US sellers Etsy collects and remits marketplace sales tax, and while the transaction fee excludes it, payment processing is charged on the tax-inclusive total — on heavily taxed orders the processing fee therefore runs slightly higher than the tax-free arithmetic here shows. Personalization charges take the transaction fee like gift wrap; refunded orders return most fees but not the listing fee.

Rates move, and this page treats them as data with a verification date rather than facts of nature. The core structure — 6.5%, $0.20, the processing pairs — has held through the last eighteen months, but the regulatory-fee table was repriced country by country in that window (the UK rate rose from 0.32% to 0.48%). Every figure here was read from Etsy's official Fees & Payments Policy on the date stamped in the breakdown table, and that policy is the authority wherever the two disagree.

Frequently asked questions

How much does Etsy take per sale?

For a US seller with no advertising involved: 6.5% of item plus shipping as the transaction fee, 3% + $0.25 of the same total for payment processing, and the $0.20 listing fee — typically an effective 10–11% of the order. UK sellers pay 4% + £0.20 processing plus a 0.48% regulatory fee, landing closer to 11–12%. An Offsite-Ad-attributed order adds 12–15% on top. The calculator itemizes each piece so the effective rate on your exact price is visible before you commit to it.

What is the Etsy Offsite Ads fee and can I opt out?

When an order is attributed to an ad Etsy ran on external platforms, you pay 15% of item plus shipping — 12% once your shop has passed $10,000 in sales over any trailing 365 days, a rate that then applies for the life of the shop. Below $10,000 you can opt out of the program; at or above it, participation is mandatory. The fee is capped at $100 per order. Tick the calculator's checkbox to see an ad-attributed order's economics next to an organic one.

Does Etsy charge fees on shipping?

Yes — this is the piece that most surprises new sellers. Both the 6.5% transaction fee and the payment processing fee are charged on item price plus shipping (plus gift wrap and personalization where offered), not on the item alone. Charging £10 postage doesn't move fee-free money to you; roughly 10% of it goes to Etsy the same as the item price. Free-shipping pricing — folding postage into the item price — changes nothing about the total fee, since the base is the same either way.

Why is my Etsy payout smaller than the calculator shows?

The usual suspects, in order: the order came from an Offsite Ad (tick the checkbox); your listing currency differs from your payout currency, adding a 2.5% conversion spread the calculator deliberately omits; sales tax on the order raised the payment-processing base above the tax-free arithmetic shown here; or optional services — Etsy Ads budgets, Etsy Plus, shipping labels — were deducted from the same payout. Etsy's payment account itemizes every deduction, and matching it line by line against the breakdown table finds the gap quickly.

Are these the current Etsy fees?

They were read directly from Etsy's official Fees & Payments Policy and payment-processing tables on the verification date stamped under the breakdown — August 2026. The headline structure has been stable for over a year, but Etsy does reprice the country-specific regulatory fees without much noise (the UK rate rose from 0.32% to 0.48% within the last eighteen months), so we re-check the tables periodically. If Etsy's policy page and this calculator ever disagree, the policy page wins — and we'd appreciate the bug report.

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